Electric Vehicle Insurance for Cars, Scooters and Bikes
Cover for your EV, with options for the battery, charger and more. Simple help from people who explain things clearly.
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- Simple advice in plain words
- Help with renewals and claims
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Overview
About electric vehicle insurance
Electric vehicles are insured in the same way as petrol and diesel vehicles. Third-party cover is compulsory, and a comprehensive plan covers your own EV.
The big difference is the battery and charging parts. They are costly, so many EV owners look at extra covers. Terms differ by insurer, so we explain them in simple words.
What is covered
- Damage to the EV from accident, fire and theft
- Natural calamities and man-made events
- Third-party injury, death and property damage
- Personal accident cover for the owner-driver
- Options like battery cover and charger or cable cover (terms vary)
What is not covered
- Wear and tear, including normal battery ageing
- Mechanical or electrical breakdown
- Driving without a valid licence
- Damage when the policy has expired
Good to know
Tips for EV owners
- Ask if the battery is covered and under what conditions.
- Check cover for the home charger and cables.
- Choose roadside assistance that handles towing to a charging point.
- Check the insurer's network for EV repairs.
How we help
Simple steps to get covered
Share your details
Fill the short form with your name, mobile number and vehicle type. It takes about a minute.
Get your options
We call you, ask a few simple questions and explain the plans that fit your vehicle and budget.
Choose and stay covered
Pick the plan you like. We help with the papers, and with renewals and claims later.
Related guides
Read more before you decide
Electric Car Insurance: What Is Covered and What to Check
Electric car insurance works like petrol car cover, with extra options for battery and charger. Learn what is covered and what to check. Get a quote today.
Read guideElectric Scooter Insurance: Do You Need It and How to Buy
Electric scooter insurance is needed for road use in India. Learn what it covers, which add-ons help and how to buy it in simple steps. Get a quote today.
Read guideEV Battery Cover: Why It Is an Important Add-On
EV battery insurance cover is an add-on that may protect the costliest part of your electric vehicle. Learn how it works and what to check. Get a quote today.
Read guideEV Insurance vs Petrol Car Insurance: Key Differences
EV insurance vs petrol car insurance: the basic rules are the same, but EVs may need battery and charger cover. See the key differences. Get a quote today.
Read guideFAQs
Questions about electric vehicle insurance
Is insurance compulsory for electric vehicles?
Yes. Third-party insurance is compulsory for EVs just like other vehicles.
Is the battery covered?
It depends on the policy and add-ons. Many EV owners choose a battery cover. Check the terms.
Is EV insurance costlier?
It depends on the vehicle and the plan. Premium is based on factors like IDV, model and add-ons.
Can I insure an electric scooter?
Yes. E-scooters and e-bikes can be insured. Tell us your model and we will guide you.
Ready to protect your vehicle?
Share your details. We will call you with clear options and honest advice.